SOLVE UR PUZZLES - Playbook

How to Navigate and Thrive Financially During a Recession

Thu, 12 Mar 2026 13:29:20 GMT

By Nicola Reid

For growth-stage business owners and the financial advisers who support them, recession financial uncertainty creates a daily tug-of-war between protecting today’s cash and positioning for tomorrow’s opportunity. An economic downturn impact shows up fast: household financial challenges like rising costs and retirement anxiety collide with uneven revenue, tighter margins, and harder decisions for business owners during recession. The core tension is simple and uncomfortable, commit too early and risk flexibility, wait too long and lose control. With the right financial advisers recession strategies, thriving in recession becomes a repeatable standard.
Apply 7 Tactics to Stabilize Cash Flow and Grow OptionsWhen recession pressure rises, the goal is to turn uncertainty into a repeatable plan: protect cash flow first, then expand options. Use these tactics to steady the household side while keeping business decisions calm and data-driven.

Run a 30-minute “cash flow triage” every week: List all inflows (salary, distributions, side revenue) and outflows (fixed, variable, debt minimums) for the next 30 days, then mark what’s essential vs. optional. Keep the output simple: a one-page snapshot you can review with your partner or advisory team. This mirrors the “practical plan” mindset, your numbers become the dashboard, not your emotions.
Create a recession-ready household budget with three lanes: Separate spending into Must-pay, Should-pay, and Could-cut so you can reduce burn without reinventing the budget each month. Put a cap on “Could-cut” categories and review them mid-month, not just after the money is gone. Look for quick wins such as actions that reduce utility bills so essentials stay funded without feeling deprived.
Attack high-interest debt with a refinance-or-ruthless payoff rule: Identify every balance above your target threshold (many teams use 10%+ APR as a practical trigger), then choose one primary payoff target. Automate extra principal payments right after payday, and negotiate rate reductions or consolidation only if fees don’t erase the savings. The “why” is simple: lowering interest drag frees cash flow you can redirect to reserves or opportunity.
Build a “minimum viable emergency fund” before you optimize returns: Start with one month of core expenses, then ladder up to three months as cash flow stabilizes. Track savings as a line item, treating watching how you save like a core metric keeps the plan honest when revenue fluctuates. For business owners, pair this with a separate operating buffer so personal and business stress don’t compound.
Diversify income with a two-stream rule (one inside, one outside your core business): Add one “close-to-core” stream (retainer services, maintenance plans, fractional leadership) and one “outside-core” stream (teaching, licensing IP, strategic affiliate relationships). Set a 60-day experiment: define an offer, a price, and a weekly outreach quota. Even modest supplemental income improves decision-making because you’re less forced to accept bad deals.
Diversify investments using exposure limits, not market predictions: Re-check concentration risk in employer stock, one sector, or a single real estate market. Use a simple rule: no single holding should be able to derail the plan if it drops sharply, and keep near-term cash needs in lower-volatility buckets. The objective is resilience, staying invested with guardrails so you’re not compelled to sell at the worst time.
Manage financial anxiety with a “control window” and a reset routine: Schedule a fixed weekly time to review accounts, news, and decisions; outside that window, stop checking balances. When stress spikes, use a 3-step reset: write the fear (“cash will run out”), name the next action (call lender, cut category, invoice faster), then take a 10-minute walk or breath cycle to clear adrenaline. Clear actions reduce rumination, and that steadiness makes budgets, debt paydown, and investing decisions easier to sustain.

Weekly Resilience Rituals for Recession PlanningIn a recession, your edge is consistency: small, repeatable actions that reduce surprises and prevent reactive decisions. For advisers and business owners, these habits make risk controls and retirement contributions easier to sustain while keeping clients, partners, and teams aligned.
Two-Number Weekly Scorecard

What it is: Record weekly net cash change and liquid reserves on one line.
How often: Weekly, same day and time.
Why it helps: Simple tracking highlights issues early and supports calmer decisions.

Profit Smoothing Transfer

What it is: Automatically move a set percent of profit into a separate buffer account.
How often: Weekly after deposits clear.
Why it helps: The habit of building financial buffers reduces panic when revenue dips.

Retirement Contribution Floor

What it is: Set a minimum contribution you fund even in slower months.
How often: Per paycheck or monthly.
Why it helps: A steady floor keeps long-horizon plans intact through volatility.

Decision Cooling-Off Rule

What it is: Wait 24 hours before changing allocations, layoffs, or large purchases.
How often: Every high-impact decision.
Why it helps: It limits impulsive moves when employees are stressed and headlines spike.

Calendar One Money Conversation

What it is: Hold a scripted check-in covering risks, priorities, and next actions.
How often: Weekly with spouse, partner, or leadership.
Why it helps: Shared clarity reduces friction and improves follow-through.

Recession Money Questions, Answered ClearlyQ: What are practical steps I can take to adjust my household budget during a recession without sacrificing essentials?
A: Start with a quick scenario check: map your “must-pay” costs, then stress-test them at 10% and 20% lower income. Lock in essentials first, then cap flexible categories with weekly spending limits and a 48-hour pause on non-necessities. If cash is tight, temporarily reduce discretionary retirement extras while keeping a small contribution floor to maintain the habit.
Q: How can I effectively pay off high-interest debt when my income feels uncertain?
A: Focus on minimums everywhere, then direct any surplus to the single highest APR balance to reduce interest drag fastest. Build a starter cash buffer first so a surprise expense does not force new borrowing. If payments are strained, call lenders early to request hardship options or a rate review.
Q: What strategies can I use to generate additional income streams in challenging economic times?
A: Prioritize income that is fast to launch and low overhead: productized services, retainers, maintenance contracts, or part-time advisory work. Test one offer with a clear price and a two-week pilot, then scale what sells. Strengthen core execution with targeted upskilling, and if you’re exploring structured options, check this out for a look at a business bachelor’s degree path.
Q: How can I manage the anxiety and stress caused by financial uncertainty during a recession?
A: Replace constant news-checking with a fixed review cadence: one money check-in and one portfolio or business metrics review per week. Write down the next two actions you control today, then stop there, clarity lowers mental load. Remind yourself that state-level recession probabilities can remain low even when headlines feel loud.
Q: If I’m feeling stuck and overwhelmed with decisions about my business’s future during a recession, what options do I have to gain the foundational knowledge and leadership skills necessary to adapt and move forward?
A: Start by simplifying choices into three scenarios: protect cash, stabilize revenue, or invest selectively, then pick one as your baseline for 30 days. Build competence quickly through structured learning in budgeting, pricing, operations, and people leadership, then apply one lesson per week to a live business decision. Consider a mentor or peer group to pressure-test assumptions and keep you accountable.
Recession-Ready Money Plan ChecklistThis checklist turns your budget and business decisions into a one-page operating system you can review fast. For advisers and owners, it also creates a clear audit trail for risk controls and retirement continuity even when federal debt is elevated.
✔ Confirm essential spending and reset caps for nonessentials
✔ Set a minimum retirement contribution floor and automate it
✔ Build a starter cash buffer in a separate, liquid account
✔ Prioritize debt by APR and target the highest-rate balance
✔ Review insurance, deductibles, and emergency contacts for gaps
✔ Rebalance portfolios to your risk target and update IPS notes
✔ Evaluate one low-overhead revenue offer and schedule a two-week pilot
Check off two items today, then repeat weekly until recession readiness feels routine.
Build Recession Resilience With One Consistent Financial Next StepRecessions compress cash flow, tighten credit, and make even strong forecasts feel uncertain. The answer is a disciplined, values-based plan: protect liquidity, prioritize flexibility, and keep a motivational financial mindset focused on what can be controlled. Done consistently, this approach builds financial empowerment, supports resilience building, and improves long-term financial stability while navigating economic challenges with a positive recession outlook. Small, steady financial decisions create outsized stability in uncertain markets. Choose one item from the checklist to execute today and set a simple weekly review. That cadence protects focus and performance when conditions are volatile, keeping options open for growth as the cycle turns.

Disability Insurance - A White paper

Wed, 11 Mar 2026 14:29:28 GMT

Individual Disability Insurance
Protecting Human Capital: Why Income Protection Is the Missing Piece in Financial Planning
A White Paper for Financial Advisors and High-Income Professionals

Executive Summary
For most professionals, their largest financial asset is not their investment portfolio—it is their future earning capacity, often referred to in economics as human capital.
Despite this reality, disability insurance remains one of the most underutilized financial protection tools in the insurance industry. Disability insurance accounts for only a small fraction of overall insurance product sales when compared with life insurance, annuities, and long-term care insurance.
This disparity is particularly notable when comparing risk probabilities. The probability that a working-age professional becomes disabled during their career is significantly higher than the probability that they die during those same working years.
Yet life insurance sales dramatically exceed disability insurance purchases.
This paper explores the structural, behavioral, and economic factors that contribute to the underutilization of disability insurance and provides a framework for understanding income protection through the lens of human capital valuation and risk management.

The Economics of Human Capital
In economic theory, human capital represents the present value of an individual’s future earnings.
Financial advisors routinely measure investment assets such as stocks, bonds, and real estate. However, for most professionals—especially early in their careers—their largest asset is their ability to generate income over time.
Human Capital Model
HC = \sum_{t=1}^{T} \frac{Y_t}{(1+r)^t}
Where:
HC = Human capital value Yₜ = Income in year t r = Discount rate T = Remaining working years This model represents the present value of expected future income.

Example: Human Capital Value of a High-Income Professional
Consider a physician earning $400,000 annually at age 35 with 30 remaining working years.
Chart 1 — Estimated Human Capital Value
Age
Annual Income
Remaining Work Years
Human Capital Value
35
$400,000
30
$9.5M – $11M

40
$420,000
25
$8M – $9M

45
$450,000
20
$6M – $7M

50
$480,000
15
$4M – $5M

For many professionals, human capital represents 80–90% of their total economic net worth early in their careers.
Yet this asset is rarely insured.

Insurance Industry Sales Comparison
Despite the economic importance of income protection, disability insurance represents only a small portion of insurance industry sales.
Chart 2 — U.S. Insurance Industry Product Sales (Approximate)
Product Type
Annual Sales Volume
Annuities
$400B+

Life Insurance (New Premiums)
$15–20B

Long-Term Care Insurance
$3–4B

Individual Disability Insurance
$1–2B

Disability insurance typically represents less than 10% of protection-oriented insurance product sales, even though income loss risk is central to financial stability.

Probability of Disability vs Mortality
One of the most powerful comparisons in risk management is the probability of disability versus mortality during working years.
Chart 3 — Probability of Major Financial Risks During Working Years
Risk Event
Probability Before Age 65
Long-term disability
~25%

Death
~8–10%

House fire
<1%

Auto accident causing major injury
~5%

A 20-year-old worker has roughly a 1 in 4 chance of experiencing a disability lasting at least one year before retirement.
Yet most individuals are far more likely to purchase life insurance than disability insurance.

Visualization: Disability Risk vs Mortality Risk
To illustrate the relationship between these risks over time, consider the following conceptual model.
Chart 4 — Probability Curve Over Working Years
Disability risk rises steadily through mid-career while mortality risk remains relatively low until later in life.
Conceptually:
Early career → disability risk dominates Late career → mortality risk begins to converge This relationship explains why income protection is most critical during prime earning years.

Major Causes of Disability Claims
Contrary to common perception, most disability claims are not caused by accidents.
Chart 5 — Disability Claim Causes
Cause
Share of Claims
Musculoskeletal disorders
25–30%

Cancer
15–20%

Cardiovascular disease
10–15%

Mental health disorders
10–15%

Neurological conditions
5–10%

Other illnesses
15–20%

These conditions often allow individuals to continue living normal lives while preventing them from performing their specific professional occupation.

Individual vs Group Disability Insurance
Employer-provided disability coverage is often misunderstood.
Chart 6 — Individual vs Group Disability Insurance
Feature
Individual Policy
Group Policy
Portability
Yes
No

Definition of Disability
Often Own-Occupation
Often Modified or Any Occupation

Benefit Taxation
Often Tax-Free
Often Taxable

Customization
High
Limited

Coverage Limits
Higher
Typically capped

Group coverage may replace 40–60% of income, often subject to caps that disproportionately affect high-income professionals.

The Definition of Disability: A Critical Contract Feature
The value of disability insurance depends heavily on how disability is defined.
Own-Occupation Definition
Benefits are paid if the insured cannot perform the duties of their specific profession.
Example:
A surgeon who loses hand dexterity but teaches medicine may still receive benefits.

Any-Occupation Definition
Benefits are paid only if the insured cannot perform any job for which they are qualified.
Under this definition, the same surgeon may not qualify for benefits if capable of teaching.

Modified Own-Occupation
Benefits are paid only if the insured cannot perform their occupation and is not working elsewhere.
This structure may discourage professionals from pursuing alternative income during disability.

Why Disability Insurance Adoption Remains Low
Several factors contribute to underutilization.
Advisor Education Gap
Many financial advisors receive minimal training in disability insurance products.
Pricing Misperception
Consumers compare disability premiums to life insurance premiums without considering the different payout structures.
Contract Complexity
Disability policies involve more variables than life insurance.
Misunderstanding Employer Coverage
Many professionals assume group coverage is sufficient when it often leaves substantial income gaps.

Strategic Role of Disability Insurance in Financial Planning
For high-income professionals, disability insurance should be integrated with broader financial planning.
Key strategic considerations include:
Income replacement targets Coordination with employer benefits Protection of retirement savings contributions Business overhead protection for practice owners Future purchase options as income grows Professionals whose income depends on specialized skills—such as physicians, attorneys, and executives—often benefit most from strong own-occupation coverage.

Conclusion
Disability insurance protects the single largest financial asset most professionals possess: their ability to earn income.
Yet the product remains underutilized due to education gaps, pricing misconceptions, and contract complexity.
Viewing disability insurance through the lens of human capital economics clarifies its role in financial planning.
When properly structured, disability insurance becomes not merely an insurance policy, but a core component of financial risk management and wealth preservation.

References
Industry and statistical data compiled from:
U.S. disability insurance market research reports Insurance industry sales statistics Disability incidence studies for working-age populations Policy design standards in individual and group disability insurance markets

Socialism and Food Supply

Mon, 25 Aug 2025 22:15:43 GMT

The Dangers of Socialism: Impacts on Farming, Food Supply, and Modern Trends
Examining How Centralized Policies Affect Agriculture, Grocery Access, and Population Movement
Socialism, at its core, is an economic and political system where the means of production—factories, land, and resources—are owned and controlled collectively or by the government. While proponents argue that socialism ensures equality and the fair distribution of resources, history and contemporary trends raise important questions, especially regarding food production and access. In this post, we’ll explore how socialism affects farming and food supplies, examine modern trends involving state involvement in food provision, and discuss the consequences these policies can have on taxes and population movement.
Socialism and Agriculture: A Historical PerspectiveOne of the most significant arenas where socialism has left its mark is agriculture. Centralized control over farms and food production has been a hallmark of several socialist states throughout the twentieth century. The intention is often to ensure equal access to food, eliminate hunger, and redistribute wealth. However, the results have frequently been contrary to these aims.
Consider the collectivization programs in the Soviet Union and Maoist China. Private farms were abolished, and land was consolidated into large, state-run enterprises. Decisions about what to plant, how much to harvest, and where to distribute the food were taken out of the hands of individual farmers and given to bureaucrats. While the stated goal was to increase efficiency and provide food security for all, the outcomes included massive famines, decreased productivity, and a loss of individual incentive.
In the Soviet Union, forced collectivization in the 1930s led to the Holodomor in Ukraine, where millions perished due to starvation. Farmers, stripped of their land and autonomy, had little reason to maximize production. The disconnect between centralized planners and the realities of farming meant that quotas were often unrealistic, leading to waste and shortages.
China’s Great Leap Forward in the late 1950s offers another cautionary tale. The creation of communal farms, coupled with flawed production targets, resulted in one of the worst famines in human history. Again, the good intention of providing for all ended in catastrophe when central control replaced local knowledge and individual accountability.
Modern Socialism and Food ProvisionWhile few countries pursue such extreme forms of socialism today, modern variations persist. In some regions, governments have taken on a direct role in providing groceries, subsidizing staple foods, or controlling food distribution networks. The argument is similar: by centralizing food provision, the state can ensure that no one goes hungry, prices remain stable, and producers are supported.
For example, some cities and states have created government-run grocery stores or food distribution programs to serve low-income communities. Others have implemented price controls on basic foodstuffs or provided free food packages to constituents. These efforts, while well-meaning, often come with unintended side effects.
First, state-run food programs are typically financed by higher taxes. The cost of subsidizing food, running distribution networks, and maintaining government-owned stores doesn’t come out of thin air. Taxes—on income, property, or business—must be raised to fund these initiatives. While the intention is to spread the burden evenly, those who are able to do so often seek to escape higher taxes by relocating to areas with lower tax burdens.
Second, when the state becomes the primary or only provider of food, private investment in food retailing and farming can decline. Farmers and grocers who must compete with subsidized or state-controlled enterprises often find it difficult to earn a living. This can reduce innovation in agriculture, discourage entrepreneurial risk-taking, and ultimately lead to fewer choices for consumers.
Taxation and Population MovementA persistent trend in areas with strong socialist policies is increased taxation. Social programs, including government-run food and grocery initiatives, are expensive. To pay for them, governments must raise revenue. This often means higher taxes on individuals and businesses.
Yet, higher taxes can have a ripple effect. Individuals and families, especially those with higher incomes or mobility, may choose to leave for regions with lower taxes and fewer restrictions. Businesses may move their headquarters or operations, seeking friendlier tax environments. This migration can erode the tax base, making it even harder for governments to fund their programs. In the context of food supply, as productive farmers and entrepreneurs leave, the region may become even more reliant on state provisioning, compounding the problem.
We see echoes of this in current events. Some states in the U.S. with extensive social programs and high taxes have experienced net out-migration to states with lower taxes and fewer regulations. In extreme cases, countries with aggressive socialization of food and agriculture have faced brain drain and capital flight, further weakening domestic production.
The Risks to Food SecurityCentralization and state control can make food systems less resilient. When food supply chains are diversified, with many independent farmers, grocers, and distributors, they are better able to adapt to shocks—be it a poor harvest, supply chain disruption, or economic downturn. But when the state dominates, a single policy misstep or logistical failure can have far-reaching consequences.
Additionally, the lack of competition can sap innovation from the industry. When private businesses compete, they look for ways to serve customers better—whether by offering new products, improving efficiency, or lowering prices. When the state is the only provider, those incentives diminish.
In some cases, price controls intended to keep food affordable can create shortages. If producers cannot cover their costs, they reduce output or leave the market altogether, leading to empty shelves and more rationing.
Case Studies: Learning from ExperienceWhile the severity and specifics vary by region, some cautionary examples exist. In Venezuela, government seizure of farms and grocery chains, price controls, and centralized distribution have contributed to chronic food shortages, long lines for basic products, and the flight of both capital and people from the country. Once a breadbasket of South America, Venezuela now struggles to feed its population.
Similar, though less dramatic, patterns can be found in other countries and cities that have experimented with strong socialist policies in food supply. While some safety net is essential for those in need, heavy-handed state control often undermines the very food security it seeks to ensure.
Balancing Social Responsibility and Market IncentivesIt is important to recognize that some government intervention can help address gaps in the food system—ensuring that vulnerable populations have access to nutrition and supporting farmers during difficult times. However, the lesson from both history and modern trends is clear: over-centralization and the erosion of market incentives can endanger the very goals socialists seek to accomplish.
A more balanced approach might involve targeted assistance for those in need, supporting farmers through innovation grants or disaster relief, and encouraging public-private partnerships rather than outright state control. This can provide a safety net without stifling individual initiative or driving away investment and talent.
ConclusionSocialism’s promise to provide for all is noble in theory, but its record on farming and food supplies suggests caution. Centralized control, high taxation, and the discouragement of private enterprise can lead to lower productivity, food shortages, and even out-migration. Modern trends in government food provision, while well-intentioned, carry many of these same risks if not carefully balanced. As we consider how best to ensure food security for all, the lessons of history and current events remind us of the importance of preserving both social responsibility and the entrepreneurial spirit that has long driven agricultural and economic growth.

News in Review 02-14-25

Fri, 14 Feb 2025 13:10:43 GMT

NY Mag comes out with headline “the Criel Kids Party” but gets in trouble for cropping out African Americans and others of color that were in the picture

Medical plane crashes outside of Philadelphia killing 6.

Trump announces tariffs on Canada Mexico and China.  Focusing on leverage on the border.  Canadians boo during the national anthem at sporting events after announcement.

Blockbuster trades announced in NBA moving major stars to teams that have strong brands.  Luka Donkic will now play with Lebron James and the lakers.  De Aaron Fox will now play with Wenbe and the spurs ensuring long term stability for both teams.

Secretary Rubio makes a big splash in first trip abroad getting agreement in Panama.

Dem crash Department of Education demanding entry to empty building.

USAID shut down courts pause it.  Dems freak out over shuttering if programs.  Rubio says he’ll asses good programs and start funding

Trump creates wh faith office.

Trump says he’ll develop Gaza Strip make it the Riveria of Middle East.

DOGE staffers are doxed and threatened for their work.

RFK jr and Tulsi Gabbard confirmed.

News in Review 01-31-25

Fri, 31 Jan 2025 14:24:01 GMT

Hegseth confirmed as Secretary of Defense by tie breaking vote cast by JD Vance

Israel Hamas continue to jockey with cease fire.  Hanas refuses to release certain hostages causing Israel to not hold up a condition on their end.

Trump pardons 30 pro lifers arrested and convicted under the Biden administration due to an obscure federal law.

Sean Duffy and Kristi Noem sworn in

ICE starts their raids rounding up over 1600 known criminals

67 people killed in worse US air disaster since 2001 and the blame game has started.  President Trump says it ideas due to DEi hires, and there were others blaming people in the administration.

Trump administration releases buyout offer to employees.  Democrats say it’s illegal urge not to do it.

News in Review 01-24-25

Fri, 24 Jan 2025 15:13:05 GMT

Trump is sworn in as President amid a very dark speech and about the country.

15 minutes before Bidens presidency ended Biden pardons entire family and members of Han 6 committee and Dr Fauci, for crimes they may have or may not have committed.

Fires continue to rage in California

Pentagon sends 1500 troops to secure US Mexico border

Trump appoints Uepta as SEC chair and he immediate calls for a crypto task force, ushering the crypto world in

Trump announces 500bb investment from private company Stargate into AI to streamline the medical environment

Trump pardons 1500 criminals from J6, countering his law enforcement stand.

Biden pre-emptively pardons his family, mark milley Dr fauci and several others.

News in Review 01-10-24

Fri, 10 Jan 2025 00:08:27 GMT

Justin Trudeau resigns

Mike Johnson is voted speaker with a little drama but on first ballot

Biden administration tries to sell off border wall materials for cheap.

Biden administration drops 6 environmental rules at last minutes including banning a majority of low cost water heaters made in the US

Texas, Penn State, Ohio star notre dame make the college football semis

In an acknowledgment that they were being censored by the Biden administration, Meta announces elimination of fact checking and copying the X model.

Fires rage in California and creates a firestorm in politics

Jimmy Carter dies and laid to rest

News in Review 11-15-24

Fri, 22 Nov 2024 14:34:53 GMT

Trump announce Susie wiles as Chief of staff. Wiles, football fans will know her father Pat summeralk, seen as wise choice

Stephen miller named deputy chief of staff of policy
Tom human named border czar

Lee Zeldan named EPA head signifying the potential end of the EPA

Bill self passes Fog Allen for most wins at Kansas

Vivek R and Elon musk named to fix government

Trump picks matt gaetz to be attorney general

Pete hegseth nominated Secretary of Defense

John thune elected as Senate majority leader.

News in Review 11-22-24

Fri, 22 Nov 2024 14:26:14 GMT

Southwest flight hit by Bullets at Dallas love field

Jake Paul wins in unanimous decision against Mike Tyson

Tulsi Gabbie’s nominated for Director of National Intelligence and is being attacked by former democrat colleagues.

Whoopi Goldberg faces backlash for defamatory comments against a bakery.

Spirit airlines files for bankruptcy

Left turns on media hosts for sitting down for 90 minute interview with Trump.

Right goes nuts because Biden stands in back the of APAC conference. President XI of China tells Biden he will only negotiate with Trump.

Bee Gees star dies

Gaetz withdraws nomination after resigning from house

News in Review 11-8-24

Fri, 08 Nov 2024 19:12:21 GMT

US releases job report for October adding 12,000 jobs

Mark Cuban states strong and intelligent women don’t follow Trump, causing an uproar among supporters

SCOTUS rules PA can start counting ballots now.

PA state court extends early voting for Bucks County due to demand

Quincy Jones dies at 93

Boeing ends crippling strike as employees except last offer 38% pay raise over five years but only 58% approved showing there is still animosity.

China’s population control policy finally causing problems as birth rates are down, new marriages are down 80% as conditions are tough and girls are at a premium.

Trumps wins significant presidential victory performing very well in swing states and taking Virginia. With the win also his federal cases will go away as Jack Smith will honor standing DOJ policy.

Selective Service releases tweet on X “for those that think military service is voluntary remember Germany 1936” obvious lean to how people view Donald Trump. Post was removed

Israel ecstatic Trump won election

News in Review 11-1-24

Fri, 01 Nov 2024 13:26:12 GMT

SCOTUS rules RFK JR stays on ballots although he suspended campaign

US airlines now required to refund passengers for cancelled flights

Cuba loses power to whole island putting all 10mm in blackout

Donald Trump works a shift at McDonalds

NY Liberty win their first WNBA title in thrilling overtime win and series. Of the 5 games 4 were decided in OT.

Texas gets but kicked by Georgia in Austin, Baylor smacks the red raiders in lubbock and UCLA pulls off first big ten 10 win in nailer against Rutgers.

Dodgers and Yankees face off in World Series

Fernando Valenzuela, former Dodger ace and greatest player from Mexico, dies at 63

Le Bron and Bonny james make history as first father son to play at same time team in nba history

Dodgers take game 1 with walk off grand slam bringing back memories of Kurt Gibson 33 years ago on same day.

La county DA files paperwork to resentence the Mendenez Brothers

Israel launches counter attack in response to Iranian missile attacks in Iran.

Mysterious white blobs showing up on Canadian beaches, baffling scientists.

Comic at Trump rally call Puerto Rico a floating island of garbage

Protect Yourself With These Tips As You Venture Out On Your Own

Fri, 25 Oct 2024 20:54:16 GMT

Photo via Pexels

Guest Article by Nicola Reid

Embarking on adulthood brings exciting opportunities and new challenges, particularly when it comes to personal and financial security. As young adults navigate this transition, the importance of safeguarding both digital and financial realms cannot be overstated. In this article, courtesy of Solve Ur Puzzles, we’ll go over several things to keep in mind as you begin this part of your life.
Strengthen Your Online SecuritySafeguarding your online identity begins with crafting strong, unique passwords for each of your accounts, incorporating a mix of letters, numbers, and symbols to deter hackers. Enhance your security by activating two-factor authentication (2FA) on all critical accounts, ensuring that even if your password is compromised, the additional verification step remains a formidable barrier. This extra measure significantly bolsters your defense, offering a robust layer of protection.
Protect Your Personal InformationIn our digital world, vigilance is key when sharing personal information online—details like your Social Security number, birthday, or home address should be shared sparingly and only on secure, encrypted platforms. Be extremely cautious of where you share sensitive data, as identity thieves can exploit this information for fraudulent activities like opening fake accounts or securing loans in your name. Protecting your personal data from unauthorized access is crucial in preventing identity theft.
Stay Safe on Public WiFiPublic WiFi, while convenient, poses significant security risks, as unsecured networks can be prime targets for hackers looking to intercept personal information. Refrain from accessing sensitive accounts or making purchases on public WiFi; instead, use a virtual private network (VPN) to encrypt your online activity. A VPN provides a secure connection by creating a protected pathway for your data, shielding it from potential cyber threats.
Invest in Your Future Through Online EducationPursuing an online degree provides a flexible path to enhance your career and financial stability, enabling you to study while managing work commitments. An online computer science degree, for instance, equips you with crucial skills in IT, programming, and foundational computer science theory. With this qualification, you're better positioned to secure higher-paying positions and ensure long-term job security. This approach not only broadens your expertise but also aligns with a future of steady progress in your professional life.
Build an Emergency FundEstablishing an emergency fund is critical for managing life’s unforeseen expenses, such as health emergencies or sudden job loss. Begin by consistently allocating a portion of each paycheck into a savings account, aiming to cover at least three to six months of living expenses. Although it may accumulate slowly, having this financial buffer can prevent reliance on debt during emergencies. Persistent saving is crucial for maintaining financial stability in the face of unexpected events.
Stay Away from High-Interest Credit CardsUsing credit cards wisely involves selecting those with low interest rates to avoid the pitfalls of accumulating debt. High-interest cards can lead to a debt cycle if not managed properly, especially if you carry a balance that accrues significant interest over time. Opt for credit cards with minimal fees and ensure you pay off balances fully each month to avoid interest charges and boost your credit score. Prudent use of credit is essential for financial health and building a positive credit history.
Keep an Eye on Your Credit with Monitoring ServicesRegular monitoring of your credit score is vital for detecting unauthorized activities and maintaining your financial health. Subscribe to a credit monitoring service to stay informed of any new inquiries or accounts in your name, which can be early indicators of identity theft. These services provide alerts to suspicious activities, allowing you to act swiftly to mitigate potential damage. Monitoring your credit is a proactive measure that helps secure your financial reputation and assists in managing your overall financial wellness.
As young adults step forward into independence, the strategies they adopt for security and financial management can significantly influence their future stability. Embracing proactive measures and continuous learning are key to thriving in an increasingly digital and economically fluctuating environment. Ultimately, the efforts made today lay the groundwork for a resilient and prosperous journey ahead.

News in Review 10-18-24

Fri, 18 Oct 2024 13:31:49 GMT

Georgia judge requires election workers to certify election results.

Media comes out stating their polls are not accurate now that Kamala Harris down trying to set up an explanation for a potential loss.

Pelosi said that she got Biden removed from ticket to secure his legacy

Barack Obama calls Black males insecure and sexist if they don’t vote for Kamala Harris

Kama calls for a national committee on reparations.

Boeing strike continues

News in Review 10-11-2024

Mon, 14 Oct 2024 14:02:55 GMT

Us hiring blows past expectations but last 8 months there have been major corrections on past numbers putting doubt into the numbers

The IAAF refuses to endorse Harris or Trump after internal polling showed 89% of members supported Trump.

Biden administration Helene response being compared to Katrina response by Bush administration and is now being called disastrous which is saying something

Mayorkas announce over a Billion dollars is missing from FEMA

Harris finally does interview

Hurricane Milton takes a weird path and hits the north side of Florida right after Helene

Inflation falls to 2.4% lowest in 3 years

Ethel Kennedy dies at 96

News in Review 10-04-24

Fri, 04 Oct 2024 13:13:17 GMT

Space x launches rescue mission for stranded astronauts

Helene destroys parts of Florida Georgia North Carolina

Ice releases numbers that in the last year over 425,678 convicted criminals from foreign countries were released into US after crossing the border.

IDF takes out Hezbollah leader and 20+ commanders and in subsequent attack took out the second in command putting a huge hole in leadership. Houthi rebels fire missiles at Israel taken out by Iron dome

Kris Kristofferson dies at 88

Dikembe mutumbo dues at 58 of brain cancer. Mutumbo the first African born player in the NVA known for his blocking and finger no no

Maggie Smith , famed actress, known by many as headmistress in Harry Potter dies at 93

Pete Rose dies at 83

California will allow eating drinking and smoking at Amsterdam style cannabis cafes

Dockworkers launch massive strike

John Amos of good times fame dies at 84

Helene death total reaches 200

Dockworkers agree to suspend strike till January 15th

News in Review 09-20-24

Thu, 19 Sep 2024 22:56:51 GMT

96% of union workers at Boeing goes on strike over not getting a 40% pay increase. Thus can hurt Boeing and airline industry

Arizonas 19th century abortion law officially repealed

Another assassination attempt on Trump at Mar a lago

Sean combs arrested for sex trafficking 7 months after the raid on his houses

In a local interview Kamala Harris rambles on and on about policy without saying anything. This has been the fear of her campaign

Teamster union passes on endorsing candidate due to their rank and file survey being leaning heavily towards Former President Trump and because they did not get sufficient promises from candidates, per their president. 59.6% for Trump 37.65 for Harris

Dow hits record after rate cut

News in Review 09-13-24

Thu, 12 Sep 2024 22:18:16 GMT

Job report released only showed 142,000 below expectation, although unemployment dropped to 4.2%, the lowest since 2019.

X wins appeal to block CA social media law which was requiring semi annual reporting to attorney general how they are moderating content.

Kendrick Lamar will headline Super Bowl in. Ew Orleans halftime show

Harvey Weinstein moved to riders island hospital for emergency heart surgery

James earl Jones, Darth Vader, dies at 93

Presidential debate occurred amidst different reactions.  Independent focus groups showed Trump won over independents 30-60 at a rate of 7 out of 10 per CSPAN but Kamala Harris won over younger voters at a rate of 8.5 out of 10 per cspan

Space X completes first successful commercial space walk.

Top Dems advise Harrison not to do interviews to avoid being pressed on issues.  Bernie Sanders tried to ease worries of liberals by saying don’t worry Harrison is more liberal than me she just saying this to get elected.

Harvey Weinstein re inducted after conviction overturned

Two more accounts against Trump in  GA case have been tossed

News in Review 09-06-2024

Thu, 05 Sep 2024 22:52:28 GMT

Biden administration keeping up ties with. Gina to see if they can finalize some actions beneficial for each country.

Trump campaign gets in trouble for filming while recognizing the 13 fallen from Abbey Gate attack at Arlington

Utah releases its first homeless mortality report, finding homeless in Utah die at a much faster rate and at a 35% younger age than the rest of their population.  Utah is estimated to have the fifth highest homeless population behind Oregon California, New York and Washington.  Nevada is inn6th.  Only California has published a similar report, and Utahs statistics puts them just behind them by a tenth of a point.

Kamala Harrison does her first interview since announcing her presidential run.  In a 18 minute interview she failed to impress and admitted she hasn’t switched her positions stating her values have not changed.  The optics of the interview were also off with her running mate towering over as she answered questions l.

California legislators close the loophole from their 2014 plastic bag ban in new bill clearly banning all plastic

Small town in Oklahoma rallies behind young student after the local public school bans him from flying the US flag on his truck, clogging up the streets with a flag parade.

On ESPN Gameday, a texas A&M student wins 50,000 on the Pat McAfee kick challenge.

60 year old woman dies at her desk at her Wells Fargo office and is found 4 days later only after a foul order is detected.

Far right party AFD is about to win two states in Germany the first for the far right since the end of WWII.

Angel Reese part of the best rookie class in the WNBA history breaks rebound record with 407.

Caitlin Clark adds to her record year breaking Tameka Catchings rookie record of most points scored.  WNBA has tripled their average attendance and has sold out almost 85% of their games due to the crop of rookies Angel Reese, Clark, Cameron Brink, Kelsey Martin and more.  All of these rookies were widely popular in college and had strong Social media presence along with NIL deals, bringing rise to strengthening players images before they go pro.

6 Israeli hostages, one of them a dual citizen with the US, in Gaza, were found executed in a tunnel.

Kamala Harris did not get a convention bump actually losing 3 points and is turning to Joe Biden for help joint campaigning through PA.  The only thing that increased was the number of positive Covid tests as almost 40% of attendees have tested positive

10 states have put abortion rights as part of constitutions, most are fair bills making it to viability instead of the ridiculous 6 week bans but these could affect election results favoring democrats as this is a major rights issue and can bring out vote

US seizes Venezuelan President Maduro’s plane for violating sanctions room’s and being illegally smuggled from us.

Jane’s Darren “Gidget” teen idol dies at 86

Russian missile strike kills 41 in Ukraine

Hunter Biden agrees to surprise guilty plea in tax case.

News in Review 08-30-24

Thu, 29 Aug 2024 22:09:17 GMT

Volcanoes in Iceland dormant for over 800 years has erupted for the 6th time in 8 months.

Secret service puts 5 agents involved in Trump security detail on date of assasination attempt on admin leave

RFK jr suspends campaign and endorses Donald Trump

AZ man accused and arrested for threatening Donald Trumps life

Strong winds send trampoline flying into houses in Alabama

Dodger player Shohei Otani becomes fastest player and only the 6th player in history to enter the 40-40 club (40 steals and 40 home runs in a single season) with a grand slam.

Deadly knife attack occurs in Germany, Islamic state claims responsibility

5 people arrested in the overdose death of Matthew Perry.

Israeli jets attack targets in Lebanon

Kennedy family denounces RFK jr and calls him a traitor to family values

Tulsi Gabbard endorses Donald Trump

Telegram boss arrested in France for not providing French government and the US access to their encrypted network

NASA decides Boeing spaceliner not safe to ferry astronauts back so they are stranding them on the ISS until February when a space x plane can ferry them back.

Trump is reindicted with a more narrow focus on the charges to try to fit within the Supreme Court ruling earlier this year.  Essentially separating his comments from being presidential to that of a campaigner.

Mexico suspends embassy relations with the US over us anbassador Samazar criticism over Mexico’s intention to change constitution before their recent election.  Salazar said it would destroy democracy in Mexico

Aurora Colorado is under siege by a migrant Venezuelan gang pending asylum claims.  They are taking over apartment buildings by force having them pay their rent to them.

Group of Migrants near Jamul California have tried to board a school bus with children on board, they were removed by parents two days in a row

Caitlin Clark breaks 3 point record for rookies in WNBA adding to her records this year including assists.

News in Review 08-23-24

Thu, 22 Aug 2024 23:37:51 GMT

Kamala Harris released her economic plan.  Overall the plan followed the Trump Tax cut agenda:  higher child care credits, home buyer credits, higher credits for health insurance.  But she also pushed federal government price controls on all items as her counter to inflation, highlighted she wants to end what she calls price gouging and agreed with AOC on increasing tax rates up to 70%

A 13 year old girl dies in Christine Texas after an unknown accident caused life threatening injuries that her mom and step dad tried to treat with smoothies and vitamins for 4 days before finally calling 911

US confirms Trump Campaign was breached by Iran and that Iran is trying to keep Trump from being elected.

RFK jr. weighs supporting Donald Trump and backing out race.

Bill pastel, long term New Jersey congressman dies at 87.

Phil Murphy replaces Bob Menendez with Murphy’s former chief of staff.  George Hrlmy will serve out the year as Menendez term ends in December and there is currently two candidates running for his seat.  Murphy followed Gavin Newsom example of appointing someone not interested in running but will focus on interim needs of state.

Department of Labor releases a job correction stating they overstated job creation by 800,000.  The administration says it’s a Donald Trump lie although it came from their own administration

California trying to pass a bill making it easier with government dollars for illegals to buy homes.

News in Review 08-16-2024

Thu, 15 Aug 2024 22:34:28 GMT

Susan Wojicki a significant leader in the rise of google and also CEO of you tube dies at 56

Us men’s basketball wins 5th straight gold under lights out shooting by Steph Curry

Women’s water polo chokes and loses to Netherlands making it first time us women don’t make podium

Men’s water polo wins bronze.

Is team dominates at the Track

Tim Walz, vice president candidate, under attack by his former unit for stolen valor, desertion and misstatement of rank

In 2023, it is estimated over 65,000 rape related pregnancies occurred in states with complete abortion bans and no rape or incest exclusions including Texas and Oklahoma

US approved 20 billion weapons package including jets for Israel, creating a divide between Muslims and the Harris Campaign after she promised it won’t happen over the weekend.

UAW files workforce intimidation claim with Department of Labor on Elon Musk and Donald Trump.

Backlash from Small Business Owners over Tim Walz and how he shutdown businesses during Covid pandemic and put people in jail and took their businesses.

Ilhan Omar wins very narrow primary avoiding being the third squad member to lose.

University of Columbia president after almost a year of turmoil and missteps and having her campus taken over has resigned

Vance and Walz agree to a debate in October. Why do all the debates. Happen so late? Primaries are later in the year, at least this year.

News in Review 08-09-2024

Fri, 09 Aug 2024 11:29:57 GMT

Trump blows up his campaign questioning Kamala Harrison race origins, and race issues in general at the NABJ, and saying he’s the victim of racism causing republicans running for office to run from him.

IOC defends its admittance of two boxers in the female category whom have failed gender  tests in the past and then put beatings on competitors who withdrew from competition causing an uproar.

Grant Fisher runs an amazing race holding off race favorites for podium spot I n the men’s 10,000 meter track event.  Fisher claims Bronze and is only the 4th American make to medal in this event ever.

After historic plea deal with the architect of 9/11 attacks, Secretary of Defense Lloyd Austin revokes plea deal and fires defense official who signed off.

Katie Ledecky closes out her Olympics with a record 9 golds most of any individual woman

Us swim team wins most medals but loses to Australia in Golds.  US 4x100 mixed medley relay team closes program with gold and a world record

Ryan Crouser makes history winning 3rd straight gold medal in shoutout. Joe Kovacs takes Silver giving US 1-2

President Meduro of Venezuela claims he won the election although voting records show opposition leaders won and sending the opposition leaders into exile.  Government hit squads are rounding up opposition to repress this.  The US Spain and over 45 countries have acknowledged opposition leader Gonzalez and President Javier Mile of Argentina is leading the charge to have him removed

Scottie Scheffler comes back from 5 strokes down to win Olympic Gold becoming the first world number one to win gold and bringing home gold for the US.

Ellison takes fifth medal in Archery losing by a millimeter on a sudden death arrow

Kristin Faulkner, who did not qualify for Olympics was given a spot by someone who decided to other events, wins the Olympic women’s cycling road race with an amazing breakaway bringing back gold to the US for the first time since 1984 Olympics

Novak Djokovic, The Joker, becomes only the fifth person to win the golden slam, bringing home Olympic gold in tennis.

Bobby Finke becomes the lone US men’s swimmer to win gold at Paris Olympics with an amazing 1500 meter race and breaks the world record held by one of the Chinese athletes who were caught doping in Tokyo, repeating his Tokyo title and becoming only second man in history to repeat 1500 golds

Noah Lyle’s wins 100m run first American in 20 years in a photo finish won by .005 seconds

Bangladesh prime minister resigns after weeks of protest

Ukrainian high jumper wins gold for her countrymen

Algeria Kaylia Nemour wins gold in inventory bars, become first gymnast from African nation to win a medal

Federal judge rules Google is a monopoly

Harris picks Minnesota Gov tim walz as running mate

Cole shocker shocks world and wins 1500m track with us taking gold and bronze

Cori Bush, becomes second “squad” member to lose primary this season as democrats show support over Israel

USA wins first ever gold in women’s Team Pursuit

Sydney Mclaughlin lerone becomes first woman to win gold in 400m hurdles twice

News in Review 08-02-24

Thu, 01 Aug 2024 21:30:10 GMT

Canadian Olympic soccer coach fired for using drones to spy on opponents practices.

Opening Ceremonies happen on the Seine

Two of Mexicos top cartel leaders arrested at El Paso Airport

Terror attack mats opening day of Olympics crippling the high speed strain system expected to transport athletes fans etc around games

Sarah Bacon and Kassidy Cook secure the IS first medals on the 2024 games taking home the silver in the 3m Synchronized Diving for women

Per Hamas 30 killed by Israeli air strike on school

Us Rugby 7 men eliminated in quarters in Olympics, their best showing but the under 20 team just won the world championships setting up a potential medal challenge in 2028 in LA

Men swimming continues dominance in 4x100 freestyle winning gold by more than a second

Katie Ledecky upset in her first event losing the 40@m to Ariana Titmis of Australia kicking off the rivalry and Canadas Summer McIntosh takes silver in same event

Hesbollah attacks Druze population in Israel killing 12 children and angering both Arabs and Israelis

Nurse practitioners are a growing occupation but it is the Wild West for them depending on the state and in an era of rising costs and abysmal wait times for a doctor, average of 26 days, NPs are cheaper and easier to get licensed abut there is no standardization of care training or certification do you may be playing roulette depending on state you’re in. Surprisingly Texas and Oklahoma have the strictest regulations and limitations followed by California Oregon and Minnesota.

Haley Batten wins Silver in women’s mountain biking

US mens Gymnastics wins Bronze first team medal since 2008

Emma weyent and Katie grimes win silver bronze in 400IM

J Patton and Nick hustin win silver and bronze in men’s street skateboarding

US Women’s Rugby 7 wins Bronze, best ever showing

US Women’s gymnastics team wins team gold

Olympic broadcaster Bob Ballard loses job after commenting about Australian women’s swimming team before a gold medal ceremony, “well the women are just finishing off. You know what women are like, hanging around, doing their makeup”

US reaches plea deal with architects of 9/11 attack. Khalid Sheikh Mohammad and two others will plead guilty.

US athletes are doing well at Olympics but there are lackluster performances.

US men win gold in men’s rowing 4, first time since 1960

Sarah Sjostrom shocks world winning 100m swimming free, winning gold, Tori Husje of US takes silver

Guatemala wins their first ever gold medal, athlete took it home in Women’s Trap.

Leon Marchand has the makings to bring the French michael Phelps taking home 3 golds already and chance at 2 more.

Katie Ledecky Dominates in 1500m taking home first gold of the Olympics and tying the women’s record of 12 golds as most all time, she has another shot with the 800 to take the record.

Men’s Gymnast steve N goes viral after his performance on pommel horse winning men’s Bronze team medal as the Clark Kent of Gymnastics

After Katie Ledecky receives gold in 1500 she catches eye of young girl who goes viral because she was acknowledged

Israel announces they killed Mohammed Dief, leader of Hamas (architect of Oct 7) as well as the leader of Hezbollah in two separate attacks prompting a response from Iran

In a massive prisoner exchange long time prisoner and paul Whalen and WSJ reporter are released, involving 24 prisoners and 6 countries

Simone Biles takes back her all around crown and Suni Lee wins bronze

Kate Douglass wins gold in 200 breaststroke bringing much needed gold to US swimming.

News in Review 07-26-24

Thu, 25 Jul 2024 22:48:21 GMT

Japanese Olympic Gymnast captain dismissed for underage drinking and smoking

Houston politician and African American trailblazer for human rights and current Congressional representative for the Houston area, Sheila Jackson Lee, dies after battle with cancer.

Woman dies in a gym pool near Las Vegas after struggling for over 20 minutes. Video shows multiple people walking by her on the pool deck as she struggled in the water to survive and as multiple people were swimming next to her.

President Biden steps aside from the campaign saying he isn’t well.  This is driving additional comments about him stepping down as president.  This also leads to a potential open convention.  No knowledge of who will take over.  At First Joe Biden did not endorse Kamala Harris  for president but came out an hour later and endorsed his vice president. Behind the scenes it is reported that Nancy Pelosi was instrumental in getting President Biden to drop out to save down ballot races.  He is officially now a lame duck president

Podaj Togescar wins 3rd in a row Tour de France

Michelin announces they are bringing their Michelin Guide to Texas elevating texas restaurants

Crowdstrike which secures most of the world’s companies and governments was affected by a Microsoft outage that crippled the globe across industries halting commerce for over 28 hours.

After Biden withdraws from race, stock market jumps up 500 points immediately afterwards.

Paris is hosting the Summer Olympics.  The water events, non indoor swimming, are under danger of being held due to the Seines’ environmental condition bringing back memories of Rio where hundreds of athletes got sick.  France’s measure is the ability bathe, 8 years ago you could not bathe in the Siene now you can bathe 4 out of 7 days with goal to be 6 out of 7.  Brings up additional concerns about Los Angeles water quality as well, however their levels are already lower than Rio and Paris.

Le Bron James will be flag bearer for US in Paris

Israel bombs Yeomen in retaliation for Houthi missiles hutting Tel Aviv.

Secret Service Director tells Congress they failed to protect former President Trump.

Secret Service Director resigns after a tough grilling on Capital hill

Israeli Prime Minister addresses Joint Session of Congress, but multiple democrats are boycotting including Vice President Harris so that they do not appear showing support for Israel so they don’t lose the Islamic vote.

Many democratic groups including BLM are calling on DBC to have an open process and are very upset she was coronated as the presidential candidate putting some major concerns that she will shore up much needed constituencies.  Making claims that the party is hypocritical and a party of oligarchs not democracy.

Anti Israel protesters vandalize DC during Netanyahu visit and speech destroying monuments and blocking traffic.

In a huge win for the Gig economy companies, Uber Lyft and others win case in California to treat their providers as contractors dealing a huge blow to unions.

News in Review 07-18-2024

Thu, 18 Jul 2024 22:45:00 GMT

Dr Ruth dies at age 96.  Dr Ruth known for making sec normal and talking in the public

More calls for Biden to step down and rumors that his team has been polling if Kamala Harris can win.  Chuck Schumer and Nancy Pelosi both have stated Joe should do Joe but based on debate it may be time for a new candidate.

George Clooney wrote an op ed asking for Biden to step down.

Richard Simmons does at 76.  Simmons was the Aerobics King and made the 80s athletic wear famous.  Also his consistent over the top energy made him the butt of jokes but also made him famous

In rally in Southern PA n Saturday an Assasination was attempted against Donald Trump 48 hours before the start of the Republican Comvention.  Reports of multiple shots fired

Shannon Daughtery, best known as Brenda Walsh and Prue dies at 53.

Judge Dismisses classified documents case against Trump.

Fundraiser for those hurt or killed in the Assassination Attempt on Donald Trump has surpassed 4mm with large contributions coming from Dana White and Kid Rock.

JD Vance announce as Vice President candidate. He represents the worker guy having grown up in Appalachia and son to an opioid addicted mother he pulled himself up and made a name but is very blue collar.  If they win and take back the Senate as republicans losing his seat will be tough and may go to a democrat hurting power.  In addition two males on the ticket, both white, will send the unintentional or maybe intentional message they’re about white peopke and men.  As far as a leader he’s too young and in an election that’s about age partially and experience it might hurt him as people may ask do we want him as president.  However Trump likes Vance they think alike and Trump feels he’s part of the team, could be scary but shows he learned from 2016 finding people that fit not just did something for him.

Senator Menendez found Guilty in foreign Bribery case on all counts

Trump is named official nominee of Republican Party

National Anthem Singer at Homerun Derby went viral for being bad, and she came out later saying she was drunk.

Sarah Huckabee Sanders is the star Tuesday night at RNC convention humanizing Donald Trump.  Will that work?

DNC tries to virtually install Joe Biden before convention to eliminate any dissension causing more dissension from the Democratic Party for heavy handedness

Lou Dobbs, famous new commentator dies at 78

Bob Newhart dies at 94.